Cookie Policy

We use some cookies to help improve your experience on this website. Here's some more info. 

The information on the Simply Lending Solutions website is accurate as of its publication date. Given the dynamic nature of this sector, lender criteria and policies are subject to frequent changes. Therefore, we highly recommend consulting with one of our advisers for the latest updates.

Our services are tailored to your individual needs, and we do not charge upfront fees. Every client receives a free initial consultation, and we ensure you understand all charges before proceeding with an application.

Typical fees for first-charge mortgages:
No charge for product transfers as we receive a commission from the lender.
A fee of £595 for straightforward mortgages, plus a commission from the lender.
A fee ranging from £995 to £1995 for complex mortgages (e.g., adverse credit, limited company mortgages), plus a commission from the lender.

Typical fees for second-charge mortgages:
A fee of £1995 for loans under £30,000, plus a commission from the lender.
A fee of £2495 for loans over £30,000, plus a commission from the lender.

Our mortgage advisers are regulated by the Financial Conduct Authority. Personalised advice, suited to your specific circumstances, is available upon consultation. Before making any decisions about securing debts against your home or releasing equity, seek professional advice.

Simply Lending Solutions Ltd, trading as Simply Lending, is registered in England & Wales, Company No 09676170. Registered Address: Barn 12, Runwell Hall Farm, Hoe Lane, Rettendon Common, Chelmsford, Essex, CM3 8DQ. Authorised and regulated by the Financial Conduct Authority (FCA Register No 745164). For complaints not resolved to your satisfaction, you may contact the Financial Ombudsman Service at Exchange Tower, London, E14 9SR, Tel: 0800 023 4567 or 0300 123 9123. More information is available at www.financial-ombudsman.org.uk.

© 2023 SIMPLY LENDING. All Rights Reserved.

Last Updated on 31 July 2024

What Are Cookies?
 
As is common practice with almost all professional websites, this site uses cookies—tiny files downloaded to your computer—to improve your experience. This page describes what information they gather, how we use it, and why we sometimes need to store these cookies. We will also explain how you can prevent these cookies from being stored; however, this may degrade or ‘break’ certain elements of the site’s functionality.

For more general information on cookies, see the Wikipedia article on HTTP Cookies.

How We Use Cookies 

We use cookies for various reasons detailed below. Unfortunately, in most cases, there are no industry-standard options for disabling cookies without completely disabling the functionality and features they add to this site. It is recommended that you leave all cookies enabled if you are unsure whether you need them, as they may provide a service you use.

Disabling Cookies
 
You can prevent the setting of cookies by adjusting the settings on your browser (see your browser Help for how to do this). Be aware that disabling cookies will affect the functionality of this and many other websites that you visit. Disabling cookies will usually result in also disabling certain functionality and features of this site. Therefore, it is recommended that you do not disable cookies.

The Cookies We Set
 
Forms Related Cookies:
When you submit data to us through a form or our quick mortgage check, for example, cookies may be set to remember your user details for future correspondence.

Site Preference Cookies:
To provide you with a great experience on this site, we provide the functionality to set your preferences for how this site operates when you use it. In order to remember your preferences, we need to set cookies so that this information can be recalled whenever you interact with a page affected by your preferences.

Use of Cookies and Third-Party Services

Our website uses cookies and similar technologies to enhance your experience and improve our services. We also work with third-party service providers to perform services on our behalf, including:

Advertising and Personalisation

We use cookies to deliver relevant advertisements based on your browsing history and interactions with our website. These cookies enable us to build a profile of your interests and serve more relevant advertisements on our website and other websites.

Analytics and Performance

We use cookies to collect data on how visitors interact with our website, including pages visited and time spent on the site. This data helps us improve our website's performance and better understand our audience.

Third-Party Services

We engage third-party service providers, including Google, to perform services on our behalf, such as targeted advertising and data analysis. These service providers may use cookies or other technologies to collect information about your online activities over time and across different websites. This information may be used to deliver ads and content that are more relevant to you and to measure the effectiveness of our marketing campaigns.

For more information about Google's use of data, please visit Google's privacy policy at https://policies.google.com/privacy?hl=en-GB

By using our website, you consent to the use of cookies and the sharing of data with these third parties for the purposes described above. You can manage your cookie preferences and opt-out of certain data collection practices through your browser settings or other online tools provided by third parties.

Customer Interaction Tracking

We track metrics such as the number of visitors who contact us after visiting our site. This data helps us make informed business decisions, optimise our advertising efforts, and manage costs, ensuring we offer the best possible service and pricing to you.

Social Media Integration

Our site includes social media buttons and plugins from platforms like Facebook and Twitter, allowing you to connect with your social network. These social media sites may set cookies through our website to enhance your profile on their platforms or gather data for purposes outlined in their respective privacy policies.

More Information 

We hope this clarifies our use of cookies. If you are unsure about whether you need certain cookies, it is generally safer to leave cookies enabled in case they interact with a feature you use on our site.  

For more information, you can contact us through one of our preferred contact methods: Email: contact@simplysg.co.uk