Self-Employed? Bad Credit? See Your Mortgage Options Now
We're the top choice for bad credit mortgages. Don't let your credit history hold you back. Your options could be better than you think and you're not obliged to apply for a mortgage afterwards.
How our quick mortgage check works
Mortgage Success Stories
If you use our quick mortgage check, it is important to remember it is designed to give you a basic idea of your mortgage options based on the information you provide.This isn't an official mortgage offer or financial advice, and the results might change when we take a closer look at your financial situation and credit history.
For a full picture and to see the best mortgage deals you could get, it's a good idea to chat with a mortgage adviser. They will thoroughly review your finances, including assessing your income, what you own, your credit profile and your debts. This in-depth analysis helps us offer you tailored advice and find mortgage deals that match your needs closely.
The information on the Simply Lending Solutions website is accurate as of its publication date. Given the dynamic nature of this sector, lender criteria and policies are subject to frequent changes. Therefore, we highly recommend consulting with one of our advisers for the latest updates.
Our services are tailored to your individual needs, and we do not charge upfront fees. Every client receives a free initial consultation, and we ensure you understand all charges before proceeding with an application.
Typical fees for first-charge mortgages:
No charge for product transfers as we receive a commission from the lender.
A fee of £595 for straightforward mortgages, plus a commission from the lender.
A fee ranging from £995 to £1995 for complex mortgages (e.g., adverse credit, limited company mortgages), plus a commission from the lender.
Typical fees for second-charge mortgages:
A fee of £1995 for loans under £30,000, plus a commission from the lender.
A fee of £2495 for loans over £30,000, plus a commission from the lender.
Our mortgage advisers are regulated by the Financial Conduct Authority. Personalised advice, suited to your specific circumstances, is available upon consultation. Before making any decisions about securing debts against your home or releasing equity, seek professional advice.
Simply Lending Solutions Ltd, trading as Simply Lending, is registered in England & Wales, Company No 09676170. Registered Address: Barn 12, Runwell Hall Farm, Hoe Lane, Rettendon Common, Chelmsford, Essex, CM3 8DQ. Authorised and regulated by the Financial Conduct Authority (FCA Register No 745164). For complaints not resolved to your satisfaction, you may contact the Financial Ombudsman Service at Exchange Tower, London, E14 9SR, Tel: 0800 023 4567 or 0300 123 9123. More information is available at www.financial-ombudsman.org.uk.
© 2023 SIMPLY LENDING. All Rights Reserved.
Over the years, we've empowered over 7,736 individuals to secure their ideal mortgage, with a total borrowing of over £1.5 billion approved. Here are three real customers who found their perfect mortgage with our help.
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Quick Mortgage Check
No impact on credit score. Takes 2 mins
Your home may be repossessed if you do not keep up repayments on your mortgage.
Sarah's Triumph
Sarah, an office manager from Manchester, faced challenges after redundancy impacted her credit score. Despite multiple rejections, she reached out to us for help. We carefully presented her case to a partner lender who understood her situation. Overjoyed, Sarah secured a £250,000 mortgage, enabling her to buy a home near her new job.
John, a mechanic from Sheffield, faced significant hurdles in securing a mortgage due to a history of bad credit, stemming from a previous business failure. Despite numerous rejections, John remained determined. With our expert guidance and our specialist lender partner, John successfully secured a £220,000 mortgage.
John's Journey
Fiona's New Beginning
Fiona, a newly single mother from Glasgow, was struggling with a tarnished credit score following her divorce. Our team worked closely with her and a high street bank, leading Fiona to secure a £180,000 mortgage. This allowed her to provide a stable and secure home for her children.
Start with our Quick Mortgage Check
Instantly discover your mortgage options! Our quick mortgage check is designed specifically for those with challenging credit histories. Get exclusive deals. No obligation. Discover your possibilities now!
3 great reasons to choose us
No upfront fees
We don't charge anything upfront, and there's no obligation to proceed.
We are leading experts in securing mortgages for those with challenging credit, offering tailored solutions to navigate your mortgage journey.
We can help
No impact credit score
Our quick mortgage check won't hurt or affect your credit score. You can explore your options without worrying about any negative impact.
Enter Your Details
Start by providing some basic information such as your income, self-employment details, and credit history through our secure online form.
Our system uses this data to quickly assess your high-level eligibility. It evaluates various factors to determine what mortgage options could be available to you.
Instant Analysis
View Your Options
See your mortgage matches instantly! Ready to explore further? Chat with one of our expert advisers for personalised guidance.
No impact on credit score. Takes 2 mins
Here to help you find
bad credit mortgages
*Example only. Your results may differ
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If you prefer to speak or need advice, our friendly team is available to help. Call us during the following hours:
Monday - Friday: 9 am - 9 pm
Saturday - Sunday: 9 am - 5 pm
Give us a call — there are no upfront fees and no obligation!
